Step by step

Every loan is different, which is why we offer a customized approach to loan acquisition. Whether you’re looking for a loan to buy your first home, refinance to lower your interest rate or consolidate your debt, we handle every step of the process from start to finish:

  1. Establish your goal
  2. Determine the terms of the loan
  3. Submit the loan application
  4. Collect necessary documentation and signatures
  5. Review the required disclosures
  6. Order the appraisal
  7. Send the file to underwriting
  8. Satisfy final conditions
  9. Close on the loan

First things first

We recommend that you get pre-approved for a loan before you start looking for a house. We’ll help you determine the type of loan that best meets your needs and help you establish a price range that fits your budget. You begin your search armed with helpful information and the ability to move quickly with an offer. The ability to make an offer on the spot is a big advantage in a seller’s market when multiple offers are commonplace, especially on competitively-priced homes.

Best price and best rate

Because your mortgage is integral to your overall financial picture, we work exclusively with trusted financial companies that offer the best price, best rate, and most efficient underwriting. We keep close tabs on the loan process and communicate with you regularly to ensure that all conditions are met well in advance of the purchase date, avoiding any last-minute surprises at the closing table